What is happening to the stress test on April 6, 2020?
It was announced this week that the current stress test is no longer going to be based on the benchmark interest rate (which is the...
How much interest do you actually pay?
Do you know that this is not the typically question I am asked? Which is crazy because that is what we want to know right? what will...
What mortgage would I take right now?
There are a lot of mortgage options out there. If your mortgage renews this spring what would you be considering when you are looking at...
What is happening with rates right now?
What is happening with rates right now? It is amazing to see that we are at the end of January and we can already see activity leading us...
Most don't know their terms from their ams
MacLean's magazine recently published an article about the average Canadian's grasp of the mortgage market. You can read the full article...
Mortgages & retirement - what should you think about?
We always talk about tailoring your mortgage to fit your current and future needs. But people often don't really understand what that...
What can I use for a Down Payment on a home?
Minimum Down Payments Depending on the price point of your home the minimum down payment required will be 5-20% of the home's purchase...
Improving Your Credit Score Isn’t As Hard As You Think
Source: www.mortgagearchitects.ca If you’re credit challenged but want to get into the housing market, it can be a tough road to haul....
Mortgage Renewals With The Same Lender Are On The Rise, But Should You Just Sign On The Dotted Line?
Source: www.mortgagearchitects.ca If you’re in a mortgage that’s coming up for renewal in the coming months and you’re considering just...
Debt & Stress
If you are relating to anything I am saying here please give me a call. Maybe there is something we can do to help.
