Bank of Mom & Dad.... What does that really mean?
Bank of Mom and Dad…What does that really mean? So you have sat down and worked out your budget. You have gone on MLS, talked to a...
How much down payment should you have to buy?
There are a lot of factors that will help determine what the best down payment would be for your particular situation. These may include...
What can you buy with less than 20% down payment?
Ever wondered how some people appear to buy rental properties with less than 20% down? Well it might be a second home... not a...
Honest Advice & Integrity
One thing you will always get from us is the truth. Element Mortgage Group is not a fly-by-night brokerage where we are going to make...
Fixed vs. Variable - which is more risky?
Are you a risky person? when it comes to investing? what about your mortgage? Check out this video....
Why don’t Canadians want ALL the options when shopping for a Mortgage?
When we wanted to go on vacation in Niagara falls we did not call up Mariott and ask what hotel we should stay at. We had stayed at the...
NEW Shared Equity Program for First Time Buyers
Here is what you need to know about the new shared equity program offered by CMHC and the other insurers that launches today.
Send us all your questions.... always!
Always ask your questions about mortgages. We are here to answer them. Don't be shy..... that question you should have asked could have...
Running out of time isn't good for anyone
It is important to ask questions but it is also important to know when it is time to just make a decision and commit as well. Check out...
A Mortgage Pre-Approval is Not what you Think
Although going through the pre-approval process is more important than ever, the term ‘pre-approval’ is often misleading as it addresses...
