GDS/TDS Ratios Explained
One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now,...
Mortgage Advice to Help You Through a Separation
With the latest stats claiming that about half of marriages end in divorce and with around three-quarters of Canadians being homeowners,...
4 Ways to Access Your Home Equity
If you've been a homeowner for many years, it is likely your property value has increased significantly. One advantage of homeownership...
Backyard Renovation Ideas!
With summer underway, it might be time to consider a backyard upgrade! These don’t have to be luxurious or expensive, but a couple tweaks...
Avoid These First-Time Homebuyer Mistakes
As a first-time buyer, I am here to give you some tips on homebuyer mistakes to be on the lookout for so you can avoid them for the best...
Changes to the Stress Test and What You Need to Know
As you may have heard, the Bank of Canada recently changed the stress test rules as of June 1, 2021. With these changes, now both insured...
Is homeownership out of reach? Find out how Canadians feel in our Spring Debt Survey results
This year's survey had a strong focus on homeownership and generational wealth with many homebuyers saying they've gotten help from their...
Are you dreaming of a new kitchen?
Do you have a renovation you really want to do to your home? If so, you need to read this….. I spoke to a potential client recently who...
How to Establish New Credit
If you’re new to managing personal finance and you want to learn about credit, you’ve come to the right place. Establishing new credit is...
Finance Your Home Renovations
If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few...
