What does “portable” actually mean when it comes to your mortgage?
When you are selling your current home and buying a new one many mortgages are “portable” which means you can take the mortgage to the...
What is a Cashback Mortgage?
As the name implies, a cashback mortgage is similar to a standard mortgage, except that you receive a lump sum of cash upon closing. This...
What is a 'No-Frills' Mortgage?
A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as...
Why do we use a Secure Client Portal?
Do you know how secure email is? Well the truth is once that data leaves your outbox it could be going anywhere before it lands in mine....
Thank You for not Judging Me
Do you know how many times I hear this in a month? “thank you for not judging me” or “I am so embarrassed about….” Too many times to...
How to Talk to Your Kids About Finances
A vast majority of parents are currently supporting their children (ages 18-35 years) financially, spending an average of $5,623 per...
Finding Your Perfect Home Type
When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a...
5 Approval Roadblocks You Should Know
When buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have...
Just because 1 lender declines a condo unit it does not mean it is a bad investment
My lovely first time buyers were working with their bank and got pre-approved….because their parents told them that is who they should...
Residential Market Commentary - BoC on the sidelines but sending signals
As expected the Bank of Canada has held its benchmark, overnight interest rate at 0.25%, and it remains committed to holding the line on...
