Interest Rate Options
In terms of interest rates there are 3 options for institutional closed mortgages (even though everyone thinks there is 2)….. Fixed Rate...
GDS-TDS Ratios Explained
One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now,...
Questions to ask Yourself before Listing your Home!
Deciding to list your home for sale is a big decision. And while there are many reasons you might want/need to sell, here are 3 questions...
Summer Backyard Reno Ideas
With summer underway, it might be time to consider a backyard upgrade! These don’t have to be luxurious or expensive, but a couple tweaks...
Thinking of Moving? Tips for Selling in Today's Market
The housing market continues to favor sellers as we move into the summer months. If you’re thinking of selling, this is a great time to...
New to Canada?
Canada has seen a surge of international migration over the last few years. With all these new faces in town wanting to plant roots in...
Will Collections Impact your Mortgage?
A question that comes up from time to time when discussing mortgage financing is, “If I have collections showing on my credit bureau,...
Should I have a Financing Condition?
For your conditions you and your realtor will decide what conditions are appropriate on the home you offer on. When you make a purchase...
What is happening with Interest Rates?
Let’s start with it is truly anyone’s guess as we are living in unprecedented times. Yes, we expect the bank of Canada to increase rates...
