Standard or Collateral Charge Mortgage
Standard or Collateral Charge Mortgage. What’s best for you? When arranging mortgage financing, your mortgage lender will register your...
8 Steps to the Perfect Summer Social!
There’s something magical about summer and no matter where you live in Canada, backyard BBQ season is the perfect opportunity to spend a...
Alternative Financing and What You Should Know
When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is...
Get the Scoop on Rental Properties
You might be surprised to learn that you don't need to be one of the uber rich or make six figures to have a second property. You just...
GDS/TDS Ratios Explained
One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now,...
Mortgage Advice to Help You Through a Separation
With the latest stats claiming that about half of marriages end in divorce and with around three-quarters of Canadians being homeowners,...
4 Ways to Access Your Home Equity
If you've been a homeowner for many years, it is likely your property value has increased significantly. One advantage of homeownership...
Backyard Renovation Ideas!
With summer underway, it might be time to consider a backyard upgrade! These don’t have to be luxurious or expensive, but a couple tweaks...
Avoid These First-Time Homebuyer Mistakes
As a first-time buyer, I am here to give you some tips on homebuyer mistakes to be on the lookout for so you can avoid them for the best...
Changes to the Stress Test and What You Need to Know
As you may have heard, the Bank of Canada recently changed the stress test rules as of June 1, 2021. With these changes, now both insured...