Most don't know their terms from their ams
MacLean's magazine recently published an article about the average Canadian's grasp of the mortgage market. You can read the full article...
Mortgages & retirement - what should you think about?
We always talk about tailoring your mortgage to fit your current and future needs. But people often don't really understand what that...
What can I use for a Down Payment on a home?
Minimum Down Payments Depending on the price point of your home the minimum down payment required will be 5-20% of the home's purchase...
Improving Your Credit Score Isn’t As Hard As You Think
Source: www.mortgagearchitects.ca If you’re credit challenged but want to get into the housing market, it can be a tough road to haul....
Mortgage Renewals With The Same Lender Are On The Rise, But Should You Just Sign On The Dotted Line?
Source: www.mortgagearchitects.ca If you’re in a mortgage that’s coming up for renewal in the coming months and you’re considering just...
Debt & Stress
If you are relating to anything I am saying here please give me a call. Maybe there is something we can do to help.
Bank of Mom & Dad.... What does that really mean?
Bank of Mom and Dad…What does that really mean? So you have sat down and worked out your budget. You have gone on MLS, talked to a...
How much down payment should you have to buy?
There are a lot of factors that will help determine what the best down payment would be for your particular situation. These may include...
What can you buy with less than 20% down payment?
Ever wondered how some people appear to buy rental properties with less than 20% down? Well it might be a second home... not a...
Honest Advice & Integrity
One thing you will always get from us is the truth. Element Mortgage Group is not a fly-by-night brokerage where we are going to make...