The High Ratio Rule
Any purchaser with less than a 20% down payment is required to obtain insurance to protect the lender. Any purchaser with less than a...
The 5 C's of Lending
The 5 C’s of Borrowing are what a lender is looking for when they are deciding wether to let you borrow their money to purchase, renew or...
Outline of the Mortgage Process
I thought I would outline the steps in our mortgage process so that you would understand exactly what it will be like to work with myself...
Market Update
60% of market watchers are currently speculating that they expect to see interest rates rising this month. Why do they think this? April...
Attention New Home Buyers in today's Market
Hello new home buyer, I know that you are frustrated with today's market. Trust me when I tell you that I have been where you are. I...
Lines of Credit
In addition to traditional mortgage products, we are pleased to be able to offer qualified clients access to secured and unsecured lines...
What is a Collateral Mortgage?
What is a collateral mortgage? We get asked this question A LOT! Everyone has heard this term, very few know what it means. Lots of...
