Porting Your Mortgage
Porting your mortgage is when you transfer the remainder of your current mortgage term, outstanding principal balance, and interest rate...
Mortgage Options for Older Canadians
Although it’s ideal to have your mortgage paid off by the time you retire, that isn’t always possible in today’s economy. The cost of...
Locking in a Variable Rate Mortgage
If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, here’s what you can...
Bank of Canada increases its benchmark interest rate
Today, in its second scheduled policy decision of 2022, the Bank of Canada made good on its pledge to increase interest rates in the face...
Residential Market Commentary - The War and Interest Rates
This week’s interest rate announcement by the Bank of Canada was almost universally expected to bring an increase; probably 0.25% but...
Understanding Payment Frequency
You’ve most likely heard that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single...
Getting a Mortgage While on Parental Leave
Chances are if the title of this article piqued your interest enough to get you here, your family is probably growing. Congratulations!...
The Property Matters in Mortgage Financing
When looking to qualify for a mortgage, typically, a lender will want to review four areas of your mortgage application: income, credit,...
Getting a Mortgage after Bankruptcy
Sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn’t mean your life is over, and it...
Credit & Mortgage Financing
Credit. The ability of a customer to obtain goods or services before payment, based on the trust that you will make payments in the...
